Cost is the most common reason people with genuine claims never pursue them. Several routes exist for those who cannot pay, and they are consistently underused because they are not well known.
Suing as a pauper
The Code of Civil Procedure permits a person unable to pay court fees to sue as an indigent person, subject to satisfying the court of their circumstances. Court fees are a real barrier in property matters particularly, and this provision exists precisely for that.
Bar association legal aid
Bar associations operate legal aid committees providing representation in deserving cases. Approaching the relevant bar association directly is often the most practical starting point.
State and provincial schemes
Legal aid and justice authorities exist at federal and provincial level, with a particular focus on criminal matters and on vulnerable complainants. Provision and scope change over time, so confirm what is currently available rather than relying on older information.
Criminal cases
Where a person faces a serious charge and cannot afford counsel, the court can appoint a lawyer at state expense. This is a right in appropriate cases, not a favour, and it should be raised with the court directly.
Ask about cost openly
Many lawyers will discuss staged payment, or will tell you plainly that a matter is not worth pursuing given its value. That second conversation saves more money than any fee arrangement.
Ask at the consultation what the realistic total cost is, including court fees, rather than only the professional fee.
What to do next
If cost is the obstacle, say so at the outset. It changes what can sensibly be advised, and there is nothing to be gained by discovering it halfway through.